Zelle® is a great way to send money to friends and family, even if they bank somewhere different than you do 1 . That means it's super easy to get paid back, or split the costs of things like dinner. With Zelle®, the money goes directly into your bank account. And when money goes into your bank account directly, you can live delightfully. Zelle® is already in lots of banking apps, so look for it in yours today.
Get started by enrolling your email or U.S. mobile number through your mobile banking app or with the Zelle® app.
Enter the preferred email address or U.S. mobile number of the recipient. You can send money to almost anyone 1 you know and trust with a bank account in the U.S.
Enter the amount to send. If your recipient is already enrolled with Zelle®, the money will go directly into their bank account.
Zelle® is already in over 2,000 banking apps, and probably yours! Whether you and your friends are all chipping in on a special gift for the birthday party, or you're getting paid back for covering the bill at brunch, sending money with Zelle® means the money goes directly into your banking app.
Zelle® works between U.S.-based banks. Which means, even if you bank somewhere different than your friends and family do, 1 you can still use Zelle® to safely send and receive money straight from your banking app.
When you send money to friends or family, it won’t cost you any extra money for the transaction. 1 Which is good, because there are way better things to spend money on, like concert tickets… or vacations.
These FAQ are for informational purposes and only relate to the Zelle Network®. Zelle® does not provide tax advice. If you have any tax questions about your individual situation, please consult a tax or legal professional.
If you have already enrolled with Zelle®, you do not need to take any further action. The money will move directly into your bank account associated with your profile, typically within minutes 1 .
Don’t worry! Our network of participating financial institutions is always growing, and you can still use Zelle® by downloading the Zelle® app for Android and iOS.
1 U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes. Check with your financial institution.
2 Based on a Q4 2023 survey of financial institutions offering Zelle® to their customers, 99.44% of consumer saving and checking accounts linked to Zelle® do not charge a fee to send, receive, or request money.
©2024 Early Warning Services, LLC. All rights reserved. Zelle and the Zelle marks used herein are trademarks of Early Warning Services, LLC. Other product and company names mentioned herein are the property of their respective owners.
